About Bradcaster Insurance Brokers
At Bradcaster Insurance Brokers, we’re an independent UK-based brokerage with years of experience helping homeowners and landlords get the protection they need—without overpaying for cover they don’t.
We specialise in non-standard insurance, including properties affected by subsidence, heave, or landslip. Unlike the big-name insurers, we take the time to understand your individual circumstances and find a policy that works for you—not just one that ticks a box.
What is subsidence insurance?
Subsidence occurs when the ground beneath a building shifts or sinks, causing the structure above to move or crack. It’s a serious issue – and one that many insurers refuse to cover or charge hefty premiums for.
What we can offer
– Competitive premiums, even for previously underpinned or high-risk properties
– Flexible cover tailored to your property history and location – Expert advice with no call centre queues – Cover for homeowners, landlords, and commercial propertiesWe understand that no two properties—or policyholders—are the same. We’ll guide you through the process and ensure you get cover that’s fair, transparent, and trusted.
Are you overpaying?
You might be.
Many people with previous subsidence claims, or even those living in higher-risk postcodes, are automatically charged inflated premiums by mainstream insurers.
Did you know?
– Over 60% of homeowners who’ve had previous subsidence claims are paying more than they need to. – Some policyholders are charged up to 70% more just because their property has been monitored or underpinned—even if there’s been no movement for years. – Our brokers have saved clients hundreds of pounds a year by switching them from a “one-size-fits-all” policy to a bespoke specialist one.
Get in Touch
Have a question, need advice, or ready for a quote? We’re here to help.
Give us a call, send us an email, or drop by—our team of real people is ready to chat, no pressure, no jargon.
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